Scheme II

Eligible Professions

  • Fresh MBBS Doctors
  • Fresh BDS Doctors
  • Lab Technologist
  • Physiotherapist
  • Homeopathic Doctors

Eligiblity Criteria

  • Valid Academic Qualification (degree/diploma)
  • Registration with the respective Federal Council (PMDCNCH, & PPC etc.).
  • Registered and Licensed / provisionally Licensed with the Punjab Healthcare Commission
  • Pharmacist having 5 years degree in Pharmacy

Range of Loan

  • Rs.700,000/- (Upper / Maximum Limit)

Repayment Mode

  • Monthly / Quarterly

Repayment Period

  • 03 Years


  • Zero



Any of the enlisted below:

  • Bank Guarantee
  • Mortgage of Adequate property in favour of Punjab Health Foundation
  • Government Securities (Bond, Defnce Saving Certificate Debenture etc)
  • Mortgage of plot / land and structure being raised thereon in favour of Punjab Health Foundation
  • Personal Gurantee of any Gazetted Officer having 17 Scale of any Govt. organization. (Latest Salary Slip, Job Letter / Service Card, Copy of CNIC, Undertaking) and of one blood relation or one of parent or real brother or sister (Copy of CNIC, undertaking ) Promissory Note

Documents required with Application

  • Attested Copy of CNIC,
  • Attested Copy of Domicile
  • 04 Pictures (Attested)
  • Attested copy of Academic Qualification (Medical Degree)
  • Attested copy of Valid Registration with (PMDCNCH, & PPC etc.).
  • Project Proposal / Quotation for purpose of loan.
  • Evidence of clinic (Onwership / Lease agreement for the premises)
  • Registration and Licensed / Provisionally licensed with Punjab Healthcare Commission
  • Unemployment Affidavit
  • Certificate of Good Standing by Professional Association.
  • Attested Copy of experience certificate (House Job and any other relevant experience)

Application Fee

  • Rs. 1000 (Bank Draft / Online Bank Deposit slip at Bank of Punjab Account No CPA 1908-2 Branch Code 0048, Chouburji Lahore in favour of MD Punjab Health Foundation)

Purpose of Loan

  • Purchase of:
    • Office Furniture
    • Equipment consistent with the legal scope of work
    • Minor Repair and Renovation Advance rent (up to 6 months) in case of rented premises
    • Any other related purpose

Default Surcharge

  • In case of delay in repayment of instalmment amount, a penalty of 4% per month on the defaulted mount shall be imposed on the receipient

How to Apply

  • Get registered with PHF through website or Download Application Form
  • Upload Scanned Dcouments, copy f bank draft / deposit slip of Rs1000 (Application Fees)
  • Despatch certified copies of all relevant documents along with original Bank Draft / Deposit Slip on Mailing Address: Punjab Health Foundation, Poonch House, 38-Multan Road, Lahore

Any Query