Scheme III

Eligible Professions

  • MBBS Doctors having minimum 04 years of experience.
  • BDS Doctors having minimum 04 years of experience.
  • Bigger Clinics & Hospitals (proprietary or corporate)
  • NGOs (Related to Health with One minimum one audit report)
  • Diagnostic Labs, Hospital run by charity Organizations
  • Optometrist

Eligibility Criteria

  • Valid Academic Qualification (degree/diploma)
  • Registration with the respective Federal Council (PMDC, etc.).
  • Registered and Licensed / provisionally Licensed with the Punjab Healthcare Commission

Amount of Loan

  • Rs. 25,00,000/- (Upper / Maximum Limit)

Repayment Mode

  • Quarterly / Biannually

Repayment Period

  • 08 Years


  • Zero


One of the below listed is required:


  • Bank Guarantee
  • Mortgage of Adequate property in favour of Punjab Health Foundation
  • Government Securities (Bond, Defnce Saving Certificate Debenture etc)
  • Mortgage of plot / land and structure being raised thereon in favour of Punjab Health Foundation

Documents required with Application

Complete application with:

  • Attested Copy of Valid CNIC
  • Attested Copy of Domicile
  • 04 Pictures (Attested)
  • Attested copy of Academic Qualification (Medical Degree)
  • Attested copy of Valid Registration with PMDC 
  • Registration and Licensed / Provisionally licensed with Punjab Healthcare Commission
  • Printed quotation of medical equipment to be purchased with full specification, model, make, price.
  • Certificate of Good Standing by Professional Association.
  • Evidence of clinic (ownership / lease agreement for the premises)
  • Unemployment Affidavit
  • NTN & Tax Return
  • Certified copy of Fard (Goshwara, proof of Ownership)
  • Valuation of Property from certified valuator.
  • Project Proposal / Quotation for purpose of loan.
  • Financials (Income and Expenditure statement) from ICAP registered firm.
  • Affidavit, if property is not in the name of loanee.
  • Bank statement showing balance of (1/3 equity of Total Project)

Application Fee

  • Rs. 2000 Bank Draft / Online Bank Deposit slip at Bank of Punjab Account No CPA 1908-2 Branch Code 0048, Chouburji Lahore in favour of MD Punjab Health Foundation

Purpose of Loan

  •  Purchase of:
    • Office Furniture
    • Equipment consistent with the legal scope of work
    • Minor Repair and Renovation,
    • Advance rent (up to 6 months) in case of rented premises
  • Any other related purpose

Default Surcharge

  • In case of delay in repayment of installment amount, a penalty of 4% per month on the defaulted mount shall be imposed on the recipient. 

How to Apply

  • Get registered with PHF through website OR Download Application Form
  • Upload Scanned Documents, copy of bank draft / deposit slip of Rs 2000 (Application Fees).
  • Despatch certified copies of all relevant documents along with original Bank Draft / Deposit Slip on Mailing Address Punjab Health Foundation, Poonch House, 38-Multan Road, Lahore

For Help / Any Query